Did you know there are 3 ways you can purchase a new home today with nothing down?
There are many benefits of going with a VA loan, rather than a conventional loan. Here are some of major reasons that qualifying individuals should opt for a VA loan:
Did you know that 97% of Washington State is USDA eligible? And, because the loan is backed by the United States Department of Agriculture, there are immense advantages of USDA loans that most people can’t get with any other type of loan. Here are some of the benefits of USDA loans:
Whether you are a first-time home-buyer or have owned a home in the past, our home loan programs can turn your dream into reality. Ask a one of our Union Home Plus Advisors (Washington State Housing Finance Commission trained) to connect you with financing options.
Our down-payment assistance loans are only for home-buyers who use our home loan programs. If your household income is under the program limits (up to $180,000), your credit score is at least 620, and you’re otherwise qualified for a home loan, you are probably eligible.
Up to 3%, 4% or 5% using Conventional or FHA. Yes, you must pay it back but most of our down-payment assistance loans are payment deferred – meaning no payment is due until the mortgage is paid off or until you sell, transfer, move out of or refinance the property.