Union Home Plus™ (UHP) strongly believes in protecting the confidentiality and security of the information we collect from and about our customers. This notice informs you of our privacy policy and describes how we treat information that we receive about you. The Financial Modernization Act requires us to periodically communicate information concerning our privacy policy to our customers.
UHP is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the UHP Web site and governs data collection and usage. By using the UHP website, you consent to the data practices described in this statement.
Collection of your Personal Information
UHP may collect personally identifiable information, such as your e-mail address, name, home or work address or telephone number. UHP may also collect anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.
There is also information about your computer hardware and software that is automatically collected by UHP. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by UHP for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the UHP Web site.
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through UHP public message boards, this information may be collected and used by others. Note: UHP does not read any of your private online communications.
UHP encourages you to review the privacy statements of Web sites you choose to link to from UHP so that you can understand how those Web sites collect, use and share your information. UHPis not responsible for the privacy statements or other content on Web sites outside of the UHP and/or other UHP Web sites.
Use of your Personal Information
UHP collects and uses your personal information to operate the UHP Web site and deliver the services you have requested. UHP also uses your personally identifiable information to inform you of other products or services available from UHP and its affiliates. UHP may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.
UHP does not sell, rent or lease its customer lists to third parties. UHP may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, UHP may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to UHP, and they are required to maintain the confidentiality of your information.
UHP does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.
UHP keeps track of the Web sites and pages our customers visit within UHP, in order to determine what UHP services are the most popular. This data is used to deliver customized content and advertising within UHP to customers whose behavior indicates that they are interested in a particular subject area.
UHP Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on UHP or the site; (b) protect and defend the rights or property of UHP; and, (c) act under exigent circumstances to protect the personal safety of users of UHP, or the public.
Use of Cookies
The UHP Web site may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize UHP pages, or register with UHP site or services, a cookie helps UHP to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same UHP Web site, the information you previously provided can be retrieved, so you can easily use the UHPfeatures that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the UHP services or Web sites you visit.
Security of your Personal Information
UHP secures your personal information from unauthorized access, use or disclosure. UHP secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.
Changes to this Statement
UHP will occasionally update this Statement of Privacy to reflect company and customer feedback. UHP encourages you to periodically review this Statement to be informed of how UHP is protecting your information.
Contact Information
UHP welcomes your comments regarding this Statement of Privacy. If you believe that UHP has not adhered to this Statement, please contact UHP at info@unionhomeplus.org. We will use commercially reasonable efforts to promptly determine and remedy the problem.
AGREEMENT BETWEEN USER AND UHP.
The UHP Web Site is comprised of various Web pages operated by UHP.
The UHP Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the UHP Web Site constitutes your agreement to all such terms, conditions, and notices. MODIFICATION OF THESE TERMS OF USE
UHP reserves the right to change the terms, conditions, and notices under which the UHP Web Site is offered, including but not limited to the charges associated with the use of the UHP Web Site.
LINKS TO THIRD PARTY SITES
The UHP Web Site may contain links to other Web Sites (“Linked Sites”). The Linked Sites are not under the control of UHP and UHP is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. UHP is not responsible for webcasting or any other form of transmission received from any Linked Site. UHP is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by UHP of the site or any association with its operators.
NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of the UHP Web Site, you warrant to UHP that you will not use the UHP Web Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the UHP Web Site in any manner which could damage, disable, overburden, or impair the UHP Web Site or interfere with any other party’s use and enjoyment of the UHP Web Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the UHP Web Sites.
USE OF COMMUNICATION SERVICES
The UHP Web Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service. By way of example, and not as a limitation, you agree that when using a Communication Service, you will not:
UHP has no obligation to monitor the Communication Services. However, UHP reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. UHP reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.
UHP reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in UHP’s sole discretion.
Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. UHP does not control or endorse the content, messages or information found in any Communication Service and, therefore, UHP specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized UHP spokespersons, and their views do not necessarily reflect those of UHP.
Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you download the materials.
MATERIALS PROVIDED TO UHP OR POSTED AT ANY UHP WEB SITE
UHP does not claim ownership of the materials you provide to UHP (including feedback and suggestions) or post, upload, input or submit to any UHP Web Site or its associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing or submitting your Submission you are granting UHP, its affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.
No compensation will be paid with respect to the use of your Submission, as provided herein. UHP is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in UHP’s sole discretion.
By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.
LIABILITY DISCLAIMER
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE UHP WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. UHP AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE UHP WEB SITE AT ANY TIME. ADVICE RECEIVED VIA THE UHP WEB SITE SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.
UHP AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE UHP WEB SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. UHP AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL UHP AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE UHPWEB SITE, WITH THE DELAY OR INABILITY TO USE THE UHP WEB SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE UHP WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE UHP WEB SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF UHP OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE UHB WEB SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE UHB WEB SITE.
SERVICE CONTACT: INFO@UNIONHOMEPLUS.ORG
TERMINATION/ACCESS RESTRICTION
UHP reserves the right, in its sole discretion, to terminate your access to the UHP Web Site and the related services or any portion thereof at any time, without notice. GENERAL To the maximum extent permitted by law, this agreement is governed by the laws of the State of Washington, U.S.A. and you hereby consent to the exclusive jurisdiction and venue of courts in King County, Washington, U.S.A. in all disputes arising out of or relating to the use of the UHP Web Site. Use of the UHP Web Site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists between you and UHPas a result of this agreement or use of the UHP Web Site. UHP’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of UHP’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the UHP Web Site or information provided to or gathered by UHP with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and UHP with respect to the UHP Web Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and UHP with respect to the UHP Web Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent an d subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be drawn up in English.
COPYRIGHT AND TRADEMARK NOTICES:
All contents of the UHP Web Site are: Copyright 2018 by UHP and/or its suppliers. All rights reserved.
TRADEMARKS
The names of actual companies and products mentioned herein may be the trademarks of their respective owners.
The example companies, organizations, products, people and events depicted herein are fictitious. No association with any real company, organization, product, person, or event is intended or should be inferred.
Any rights not expressly granted herein are reserved.
NOTICES AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT
Pursuant to Title 17, United States Code, Section 512(c)(2), notifications of claimed copyright infringement under United States copyright law should be sent to Service Provider’s Designated Agent. ALL INQUIRIES NOT RELEVANT TO THE FOLLOWING PROCEDURE WILL RECEIVE NO RESPONSE. See Notice and Procedure for Making Claims of Copyright Infringement.
PLEASE READ THIS PRIVACY POLICY CAREFULLY BEFORE USING OUR WEBSITE.
INTRODUCTION
On Q Financial, LLC, INC. (“Company” or “We”) respects your privacy and is committed to protecting it through our compliance with this policy.
This policy describes the types of information we may collect from you or that you may provide when you visit the website onqfinancial.com (our “Website“) and our practices for collecting, using, maintaining, protecting, and disclosing that information.
This policy applies to information we collect:
It does apply to information collected by:
Please read this policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Website. By accessing or using this Website, you agree to this privacy policy. This policy may change from time to time (see Changes to Our Privacy Policy). Your continued use of this Website after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.
CHILDREN UNDER THE AGE OF 13
Our Website is not intended for children under 13 years of age. No one under age 13 may provide any information to or on the Website. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or otherwise provide any information on this Website. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at info@onqfinancial.com.
INFORMATION WE COLLECT ABOUT YOU AND HOW WE COLLECT IT
We collect several types of information from and about users of our Website, including information:
We collect this information:
Information You Provide to Us. The information we collect on or through our Website may include:
You may also provide information to be published or displayed (hereinafter, “posted“) on public areas of the Website, or transmitted to other users of the Website or third parties (collectively, “User Contributions“). Your User Contributions are posted on and transmitted to others at your own risk. Please be aware that no security measures are perfect or impenetrable. Additionally, we cannot control the actions of other users of the Website with whom you may choose to share your User Contributions. Therefore, we cannot and do not guarantee that your User Contributions will not be viewed by unauthorized persons.
Information We Collect Through Automatic Data Collection Technologies. As you navigate through and interact with our Website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:
We may also use these technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking). See Choices About How We Use and Disclose Your Information for information on how you can opt out of behavioral tracking on this website and how we respond to web browser signals and other mechanisms that enable consumers to exercise choice about behavioral tracking.
The information we collect automatically is statistical data and may include personal information and we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve our Website and to deliver a better and more personalized service, including by enabling us to:
The technologies we use for this automatic data collection may include:
THIRD-PARTY USE OF COOKIES AND OTHER TRACKING TECHNOLOGIES
Some content or applications, including advertisements, on the Website are served by third-parties, including advertisers, ad networks and servers, content providers, and application providers. These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about you when you use our website. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with interest-based (behavioral) advertising or other targeted content.
We do not control these third parties’ tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly. For information about how you can opt out of receiving targeted advertising from many providers, see Choices About How We Use and Disclose Your Information.
HOW WE USE YOUR INFORMATION
We use information that we collect about you or that you provide to us, including any personal information:
We may also use your information to contact you about our own, our affiliates, and third parties’ goods and services that may be of interest to you. If you do not want us to use your information in this way, please check the relevant box located on the form on which we collect your data. For more information, see Choices About How We Use and Disclose Your Information.
We may use the information we have collected from you to enable us to display advertisements to our advertisers’ target audiences. Even though we do not disclose your personal information for these purposes without your consent, if you click on or otherwise interact with an advertisement, the advertiser may assume that you meet its target criteria.
DISCLOSURE OF YOUR INFORMATION
We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.
We may disclose personal information that we collect or you provide as described in this privacy policy:
We may also disclose your personal information:
CHOICES ABOUT HOW WE USE AND DISCLOSE YOUR INFORMATION
We strive to provide you with choices regarding the personal information you provide to us. We have created mechanisms to provide you with the following control over your information:
We do not control third parties’ collection or use of your information to serve interest-based advertising. However, these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative (“NAI“) on the NAI’s website.
ACCESSING AND CORRECTING YOUR INFORMATION
You can review and change your personal information by emailing us at info@onqfinancial.com.
You may also send us an email at info@onqfinancial.com to correct or delete any personal information that you have provided to us. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.
If you delete your User Contributions from the Website, copies of your User Contributions may remain viewable in cached and archived pages, or might have been copied or stored by other Website users. Proper access and use of information provided on the Website, including User Contributions, is governed by our Terms of Use https://onqfinancial.com/terms-of-use.
YOUR CALIFORNIA PRIVACY RIGHTS
DATA SECURITY
We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored using commercially reasonable security measures. Any payment transactions will be encrypted using commercially reasonable means.
The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website, you are responsible for keeping this password confidential. We ask you not to share your password with anyone.
Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Website.
CHANGES TO OUR PRIVACY POLICY
It is our policy to post any changes we make to our privacy policy on this page. The date the privacy policy was last revised is identified at the top of the page. We may revise and update this privacy policy from time to time, in our sole and absolute discretion. All changes are effective immediately when we post them. Your continued use of our Website following the posting of revised privacy policy means that you accept and agree to the changes. You are expected to check this page each time you access our Website so you are aware of any changes, as they are binding on you. It is your responsibility to review this privacy policy periodically. If you find THIS PRIVACY POLICY unacceptable or if you do not agree to THIS PRIVACY POLICY, please do not use this Website.
CONTACT INFORMATION
To ask questions or comment about this privacy policy and our privacy practices, contact us at: info@onqfinancial.com.