Retirement & Elder Care

Understanding the options

Union Home Plus™ provides a wealth of information and support with our workshops on Elder Care. If you are fortunate enough to live a long life, eventually most will need a little help just to get along day-to-day. For many that is either a spouse, a family member or a relative. If there are additional health or mobility concerns, the care needed can be beyond their ability to provide. What will it cost? How will you pay for it? What financial options are available? You need to consider what resources you will need and some sense of a preparation plan so as not to burden family and loved ones.  You’re going to need expert advice and support. Union Home Plus™ has partnered with the highest rated and most widely acclaimed local Senior Care service providers, Concierge Care Advisors. They are the experts in helping you navigate the complexities and often overwhelming experience of Elder Care. We are the experts to help you understand how you’ll pay for it.

Which resource will you need, when and how will you pay for them?

Retirement Communities: Whereas other senior living options provide elders with one type of care, Continuing Care Retirement Communities (CCRCs) provide all forms of elder care. Most seniors require more care as they get older– which can mean your loved one having to move from one community to another. Because continuing care facilities offer a variety of care levels, elders can stay where they are and enjoy the peace of mind that comes with familiar faces and places. Seniors usually move to retirement communities early on (when they’re healthy) and sign a long-term residence contract. This type of senior housing is especially ideal for couples who require (or will require) different levels of care.

Independent Living. The term “independent living” is used synonymously with retirement communities and they vary in size, capacity, and general look-and-feel. They can be quaint, cozy communities or palatial estates. Independent living provides the least amount of care. However, you can hire in-home care within a retirement community. Independent living is for elders who may not be safe living at home, may not be safe driving, may be living in an unsafe neighborhood, or may need minor assistance daily.

Assisted Living living is perfect for elders who may need help with day-to-day tasks, but are otherwise healthy enough to not need dedicated medical care. One great aspect of Assisted Living facilities is the mental and emotional boost that comes from living in a community of peers.

In Home Care is a term used broadly to describe hired help coming into your home to assist your elder. There are two main types: Home Health Care and In-Home Care. Essentially, this means Medical Care and Non-Medical Care and the reason that’s so important is because the former is covered by Medicare, but the latter is not. To remain “at home,” most elders need a combination of the two.

Adult Family Homes are retrofitted homes run by gerontology specialists or registered nurses. They limit the number of elders to 6 (in the PNW), ensuring customized, personal care between staff and elders. Adult Family Homes have the most flexibility in the amount of care offered. Some specialize in memory care whereas others focus on seniors with developmental disabilities. All homes, however, require a nurse on-call 24/7. This type of care is best for elders who have ongoing medical needs.

Memory Care is Specialized Care for Elders with Memory Loss. Thanks to advances in research, there are now specialized programs for elders suffering from memory loss due to dementia, Alzheimer’s disease, or another neurodegenerative disorder. Though the causes of memory loss are not yet reversible, its progression can be slowed by certain treatment plans and medications. Another consideration is safety. Some 60% of dementia sufferers will “wander”, often exiting the house, forgetting the address, and becoming extremely disoriented and vulnerable. Even inside the house, a loved one with one of these conditions may forget to turn off stoves, water taps, or vehicles!

Nursing Homes are for seniors who’ve had a bad fall, surgery, stroke, or other serious illness and will need continuing medical care. Nursing homes are a “step down” from the hospital, providing 24-hour monitoring and skilled care. These facilities are classified as medium- to long-term care, which allows seniors to make a full recovery before returning home or moving to a senior living community. Medicare will usually help cover the cost of Skilled Nursing Facilities. Most seniors are transferred to a nursing home following a stay at the hospital.

About Concierge Care Advisors

At Concierge Care Advisors, we pride ourselves on helping families, elders, and professionals navigate the process of finding senior living and care resources. Our trained advisors will help you assess what level of care is needed and then provide personalized recommendations and advice for free. Unlike other elder care advisors, we personally visit every community we recommend regularly to ensure our high standards are always met.

Life transitions can be difficult times, and the sheer number of options can add even more stress. Our one-stop concierge service can advise you on senior housing and care, and also connect you or your loved one with preferred-professionals trusted sources for legal advice, financial planning, help getting Medicare or VA benefits, medical equipment, and more.

Because we are a completely independent organization, Concierge Care Advisors can be trusted to always put your needs first. Most senior care advisors have financial ties to certain companies, but we are never affiliated with any particular brand or senior housing organization–we evaluate all resources on a case-by-case basis. This allows our care specialists to offer no-pressure, honest advice to help you or your family make complicated decisions as easily as possible.

Call 1-855-444-7364 to speak with an Advisor. One of our housing advisors would be happy to speak with you and answer any questions and concerns you may have. We can help you find the right solution for your family.